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1. Be Your Own Boss – Build a Successful Business, Not Just an Income Stream
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3. Being an employee for life is not likely to make you wealthy. Working for someone else only makes the employer richer. Unfortunately, the ’system’ is not designed to make you wealthy.Being your own boss and building a successful business will enable you to earn more money and create wealth than you ever could by working at a ‘job’. I’m sure you’ve heard the saying – ‘job’ stands for ‘just over broke’.

   Building a successful business, a lifestyle freedom business, allows you to have independence and determine your own destiny. You set your own hours, financial, business and growth goals, and time for leisure.

   Let’s take Internet Marketing for example – it allows you to set up a business relatively quickly with little expense, without overheads, and often from the comfort of your own home office.

   Like all entrepreneurs who have the guts to take control of their future, you need to decide which way is the right way to go. You are the only person you can rely on to get it started and make it happen.

   Success in business is not rocket science. It’s not as difficult as some will have you believe. It takes knowing the difference between what does and doesn’t work.

   Believe me, building a successful business is one of the most rewarding things you can do. Had I known years ago where my business journey would take me, I probably would have arrived at where my business is now much sooner.

   Here are some more tips:

   • When starting a business, most people focus on generating income and lose sight of their long-term goal of having a successful and ’sustainable’ business that will provide freedom, independence, wealth and support many years into the future. Keep focused on building a long-term asset.
   • Take one idea and build it up until it is successful. Then go back and decide on what to do next. Keep your focus to the finish line.
   • The no.1 question is – where can I win? Position yourself in a place where you’re going to win. Look for the gaps in the market and the market in the gaps.
   • Listen to the marketplace. Listening is one of the greatest skills an entrepreneur can acquire. This, plus creatively and quickly satisfying the need/s in the marketplace is the secret formula to creating money on demand.
   • Get clued up on how to build a successful business. Don’t stay clueless. If you find you’re missing a key piece or pieces of information to get your plan going, go get that information. Go in search of what’s missing.
   • Invest in your financial and business literacy.
   • Become an avid observer of the things that propel some entrepreneurs to create major success while others do nothing but struggle.
   • Then take the next step – it’s not enough just to keep learning, you must Take Action, Massive Action. Yes, get the knowledge, but then promptly put it to use. Freedom comes from taking action. Deal with the information overload and move forward one-step at a time.
   • Focus on progress rather than perfection. Just do it! It’s exhilarating
5. Posted by Henry Sapiecha22nd Feb 2010
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RAGS TO RICHES STORY

Bio of Mike O’Hagan – Mini Movers

Sponsored by the Maryborough Chamber of Commerce Qld

www.maryboroughchamberqld.com.au

For the first 10 years of Mikes work life he worked for 35 different employers. In his words “I’m a product of the many really bad, and the few good, employers I worked for”.

This background helped to influence Mike to “do it differently” in business.

His business career started with buying and selling goods as a second-hand dealer. 8 years later the entrepreneur in Mike surfaced when he launched a short distance furniture removal business. This evolved into MiniMovers. MiniMovers is today an innovative market leader, growing from an initial investment of $200 and a Ute,

www.youbeautute.com www.minimokes.com www.www-trader.com

to an annual turnover exceeding $30 million with over 450 employees. Today, Mike Chairs the Board of Directors with an experienced CEO running the Business.

Mike has recently been on various Government committees including a Small Business Advisory Panel to the Governor of the Reserve Bank of Australia. He is currently a Commissioner on the Australian Fair Pay Commission, charged with the responsibility of setting the minimum pay for workers in Australia. He is also on the Board of Directors, of the Australian Institute of Management (AIM) and the National Board of the Duke of Edinburgh Awards.

To keep “on the edge” he is also attending the EO/MIT Entrepreneurs Masters Program in Boston USA. He is a sought after key note speaker who shares a variety of business and thought provoking views over a range of topics. He can answer the questions while keeping you interested, inspired and empowered.

“My education at the very best school (of hard knocks) guarantees I’ll challenge many commonly held beliefs”.

Mike is a true entrepreneur and a business innovator, and you’ll find that his down-to-earth style is both compelling and contagious.

WHAT’S YOUR STORY?

Posted by Henry Sapiecha 28th Sept

WOW…!-GOLD IS GOOD-BUY NOW

SILVER IS ALSO A GREAT OPTION

It’s advisable  to get some gold. Perhaps you’re probably wondering if it’s too late and that’s really what I’m talking about. Longer term, government counterfeiting is set to destroy paper currencies so I think it’s dangerous to not at least have some gold set aside  even at the current price.

But if you’re worried you’re missing out, you might want to consider gold’s little brother: silver…

Over the years, there’s been a ratio of gold to silver of 50.

That’s to say, if you divide the price of gold by the price of silver, you should get 50.

More than that, and silver is undervalued and vice versa.

Gold is about $1000 an ounce and silver about $16, so that makes the ratio 62, meaning silver is cheap in relation to gold.

This could well be the next commodity China wants to accumulate (and send the price soaring). Unlike gold, silver isn’t just a precious metal; it’s used in many industrial applications.

Even better, China is encouraging its citizens to buy silver (as it’s cheaper for them than gold) to defend against Washington’s counterfeiting.

The trouble with silver is that it’s quite impractical to store it

It would take 62 silver coins to equal just one gold coin currently. Another way to is play it through a silver fund like SLV and/or a silver royalty company like Silver Wheaton (SLW).

But all this is assuming Dow Theory works as it’s supposed to and this psychological rally continues regardless of all the ugly fundamentals.

We’re at an important crossroad in any case and money will be made and lost. Now is definitely not the time to be asleep at the wheel.

ADVICE–BUY GOLD & SILVER NOW

Published by Henry Sapiecha 15th Sept 2009

Growing your portfolio
Question:

How do you get more finance to purchase more properties when in
our situation? We owe $58,000 on our home, which is valued at
$450,000, and we have a positively geared investment property ($70per week) valued at $150,000. Our newest investment property is valued at $265,000, and it is neutrally geared.

I’d like to know how we could get more properties under our belt?

We are both work full-time and have a great finance track record.

Regards – Karen

Answer:
Karen, it sounds like you are in the perfect position to continue
investing. You are both working full time and you have equity up
your sleeve, so you are ideally positioned to take advantage of the
current real estate market.
You have plenty of flexibility in terms of your LVR, and you have so
much equity in your own home. In terms of finance, there are many
options available to you, such as borrowing against the equity in your own home, or taking out a line of credit. The right finance solution for you depends on the leverage you have against your investment properties, your combined income, and the direction you want to take in terms of actual loan products.

I would recommend that you speak to an experienced finance broker
who specialises in dealing with investors, and ask them to set you up
with a five or ten year plan.

Published by Henry Sapiecha 27th August 2009